Insurance Comparison Websites
These are tools to help you save on your insurance coverage by saving you time and making it easier to get more quotes to compare and get the best price!
Insurance comparison websites save you time by allowing you to input most of the data needed by the insurance companies just one time and they then transmit this information automatically to multiple individual insurance companies’ websites. This saves you the time of having to enter this data multiple times on multiple websites yourself. You may still need to add additional information later in the process on the insurance companies’ own websites, but the bulk of the data entry process will already have been done.
These platforms can save you more money by helping you get as many quotes as possible in your efforts to find the lowest price. They can also help you compare prices, coverage options, and benefits.
Additionally, many of these websites provide educational materials and insurance guides to help you make the best decisions regarding the types of coverage (e.g. home, auto, life, etc.), coverage options (e.g. contents coverage for homes, collision/comprehensive coverage for autos, etc.), and the amounts of coverage.
Some will tell you that they provide side-by-side comparisons, but for most the reality is that they will simply provide you with a list of insurance companies that provide the type of coverage you’re looking for, and in the geographical area in which you need the coverage. A limited few will actually include price quotes on the list presented, but they typically won’t include pricing for all of the insurers on the list. For the ones that don’t include pricing, you will then have to click-through to the insurance companies’ websites and provide any additional information they may require to then receive your quotes.
Auto insurance is the type of insurance that most of these platforms specialize in helping you get quotes. Home insurance would be second - a distant second. For all other types of insurance, these platforms will (with possible exceptions) simply provide you with a list of insurance companies to which you will be redirected to the insurance companies’ websites if you are interested in getting quotes.
Not all insurers participate with every insurance comparison website, so exploring multiple platforms can still be beneficial. This still beats having to input your information multiple times on each insurance company’s website.
While there are benefits to using these platforms, there are downsides to be aware of. Sharing your information on these platforms will most likely result in marketing communication including emails and phone calls from the insurance comparison websites themselves as well as from the insurance companies listed on their websites, and in some circumstances from insurance brokers affiliated in some way with them. Some of the insurance comparison platforms and some of the insurance companies will only provide quotes after they actually contact you, either by phone or email, so be prepared for that. There are also privacy concerns about sharing personal information across multiple platforms. The information typically required on these websites are: name, address, date of birth and/or age, email, phone number, gender, and marital status. A few of the websites may also ask for household income, occupation, credit score or credit score range, and driver’s license numbers. It is best to not provide social security numbers and driver’s license numbers at this point in the quote process, though this information will most likely be required by the actual insurance companies at some point in the process in order for you to actually buy coverage.
Now let’s look at some of these insurance comparison websites. Start with the following (in alphabetical order):
For auto, home, or bundled auto and home:
- EverQuote.com
- Experian.com
- Insurify.com
- NerdWallet.com
- Policygenius.com
- SmartFinancial.com
- TheZebra.com
For life insurance:
For health insurance and supplemental Medicare insurance:
More details on the above websites and others are below.
Compare.com
Compare.com shines in its ability to deliver personalized auto insurance quotes. By allowing users to input detailed information about their needs and preferences, Compare.com generates tailored results that match individual profiles. This level of customization ensures that users find the best insurance options suited to their specific circumstances, all through a streamlined and efficient process.
Pros:
- Simple and straightforward quote process
- Educational resources
Cons:
- Contact Information Required (name, address, birth date, email, and phone number)
- Potential marketing calls/emails
- Limited insurer network
Insurance Coverage Types: Auto
Major Insurance Companies Quoted (not a complete list - over 60 insurance companies included):
Allstate, Esurance, GEICO, Liberty Mutual, Nationwide, Progressive, State Farm
EverQuote.com
EverQuote.com specializes in connecting consumers with a vast network of insurance agents and providers, particularly for auto and home insurance. Its strength lies in the breadth of its network and the ability to deliver numerous quotes quickly. EverQuote.com’s focus on speed and accessibility makes it an excellent choice for users seeking multiple options in a short amount of time.
Pros:
- Large insurer network
- Quick, efficient, user-friendly quote process
- Educational resources
Cons:
- Contact Information Required (name, address, birth date and/or age, email, and phone)
- Potential marketing calls/emails
Insurance Coverage Types: Auto, home, life, and renters
Major Insurance Companies Quoted (not a complete list):
American Family, The General, Liberty Mutual, Mercury, and Progressive
Experian.com
Experian.com excels in integrating insurance comparison with its broader suite of financial services. Known for its expertise in credit reporting, Experian also offers tools to compare auto and home insurance. The platform’s ability to leverage credit data for more accurate insurance quotes and its comprehensive approach to personal finance make Experian.com a unique and valuable resource.
Pros:
- Credit and insurance tools
- Quick, real-time quotes
- Educational resources and comprehensive articles
Cons:
- Potential marketing calls/emails
- Focus on credit services
Insurance Coverage Types: Auto, home, and renters
Major Insurance Companies Quoted (not a complete list):
GEICO, Progressive, and State Farm
https://www.experian.com/insurance/car-insurance-quotes/ 
eHealthInsurance.com
eHealthInsurance.com is a leader in comparing health insurance plans, offering a vast array of options from major providers. It excels in simplifying the process of finding health insurance, with a robust search tool that allows users to filter plans based on their specific needs and preferences. eHealthInsurance.com’s extensive database and user-friendly interface make it an essential resource for those seeking health coverage.
Pros:
- Wide, extensive range of health plans
- Educational resources including informative guides
- Fast, easy quote process
Cons:
- Limited to health insurance
- Potential marketing communications
Insurance Coverage Types: Health
Major Insurance Companies Quoted (not a complete list):
Aetna, Blue Cross Blue Shield, and Kaiser Permanente
https://www.ehealthinsurance.com
Gabi.com (owned by Experian)
Gabi.com stands out for its innovative approach to insurance comparison by automatically analyzing users’ current insurance policies and finding better deals. By linking directly to users’ existing insurance accounts, Gabi provides accurate comparisons and potential savings without requiring extensive input from the user. This hassle-free method of uncovering savings sets Gabi.com apart in the insurance comparison landscape.
Pros:
- Quick and automated process
- User-friendly, easy-to-use interface
Cons:
- Potential marketing calls/emails
- Limited Providers: Smaller pool of insurance companies compared to some other sites
Insurance Coverage Types: Auto, home, renters, landlord, umbrella insurance
Major Insurance Companies Quoted (not a complete list – over 40 insurance companies included):
Allstate, Liberty Mutual, Nationwide, Progressive, and Travelers
Healthcare.gov
Healthcare.gov is the official health insurance marketplace for the United States government, providing access to affordable health insurance plans under the Affordable Care Act. It excels in offering a wide range of plans with potential subsidies for eligible individuals. Healthcare.gov’s focus on affordability and inclusivity ensures that millions of Americans can find and enroll in health insurance plans that meet their needs. It provides information, resources, and tools to help you compare and enroll in coverage.
Pros:
- Wide, comprehensive range of health plans
- Subsidized options
- Educational resources
Cons:
- Potentially complex process
- No private insurers listed
Insurance Coverage Types: Health
Major Insurance Companies Quoted (not a complete list):
Various regional and national health insurers
Insurance.com
Insurance.com excels in offering comprehensive comparisons for various types of insurance, including auto, health, home, and life insurance. It stands out for its user-friendly interface and in-depth articles that help users understand the nuances of different insurance policies. With a wealth of resources and tools, Insurance.com empowers consumers to make informed decisions about their insurance needs.
Pros:
- Wide range of insurance types
- User-friendly, easy-to-use interface
- Educational resources: in-depth guides and articles
Cons:
- Contact Information Required (name, address, birth date, email, and phone number)
- Potential marketing calls/emails
- Limited insurer partnerships
Insurance Coverage Types: Auto, home, life, health, renters, pet, golf cart, and umbrella insurance
Insurance Companies Quoted (not a complete list):
Allstate, Liberty Mutual, Nationwide, Progressive, and Travelers
Insurify.com
Insurify.com is celebrated for its interactive comparison tool that provides fast and accurate insurance quotes. The platform’s standout feature is its chatbot, which guides users through the comparison process, making it interactive and user-friendly. Insurify.com’s commitment to leveraging technology for improved user experience sets it apart as a modern and efficient insurance comparison website.
Pros:
- Simple, quick, user-friendly quote process
- Insurance education resources
Cons:
- Contact Information Required (name, address, birth date and/or age, email, and phone)
- Potential marketing calls/emails
Insurance Coverage Types: Auto and home
Major Insurance Companies Quoted (not a complete list – over 100 insurance companies included):
Allstate, Farmers, GEICO, Liberty Mutual, Progressive, and State Farm
LadderLife.com
LadderLife.com stands out for its innovative approach to life insurance, offering flexible policies that can be adjusted as needs change. The platform’s emphasis on simplicity and transparency, along with a fully online application process, makes buying life insurance straightforward and accessible. LadderLife.com’s focus on adaptability and ease of use sets it apart in the life insurance market.
Pros:
- Quick, simple, user-friendly online quotes
- Flexible coverage options
- Easy policy management
Cons:
- Limited to life insurance
- Potential marketing communications
Insurance Coverage Types: Life
Major Insurance Companies Quoted (may not be a complete list):
Allianz Life Insurance Company, Amica Life insurance Company, Fidelity Security Life Insurance, Ladder Life Insurance Company, S. USA Life Insurance Company
NerdWallet.com
NerdWallet.com is best known for its comprehensive financial advice, and this extends to its insurance comparison tool. It excels in providing detailed, expert reviews and guides that help users understand the intricacies of different insurance products. NerdWallet.com’s holistic approach to personal finance makes it a go-to resource for consumers looking to integrate their insurance decisions into their broader financial planning.
Pros:
- Financial advice articles
- User-friendly platform
- Comprehensive financial tools
- Educational resources
- Insurance calculators
- Has Insurance Company Ratings and Reviews
Cons:
- Contact Information Required (name, address, birth date, and email)
- Potential marketing calls/emails
- Focused more on finance than insurance
Insurance Coverage Types: Auto, home, and life insurance
Major Insurance Companies Quoted (not a complete list):
Allstate, GEICO, Liberty Mutual, Progressive, and State Farm
Policygenius.com
Policygenius.com is highly regarded for its user-centric design and educational resources that demystify the insurance buying process. Specializing in auto, home, life, and disability insurance, Policygenius.com offers detailed comparisons and personalized advice. Its commitment to consumer education and straightforward, jargon-free explanations make it an invaluable tool for those seeking to understand and purchase insurance confidently.
Pros:
- Broad insurance options
- Extensive educational content and detailed guides and calculators
- Easy-to-use, user-friendly interface
Cons:
- Contact Information Required (name, address, birth date and/or age, email, gender, marital status, occupation, annual income, driver’s license info )
- Potential marketing communications
- Quote process can be lengthy – a lot of information requested!
Insurance Coverage Types: Auto, home, life, and disability insurance
Major Insurance Companies Quoted (not a complete list):
Mutual of Omaha, Nationwide, Pacific Life, Prudential, and Travelers
Progressive.com
Progressive.com offers a streamlined way for consumers to compare insurance quotes from multiple providers, particularly in auto insurance. Users enter their details, such as vehicle information for auto insurance or property information for homeowners insurance, and Progressive.com provides a range of quotes from different insurers. The platform excels in providing a variety of coverage options and discounts, along with its innovative Name Your Price tool, which allows users to find policies that fit their budget. Progressive’s strong online presence and commitment to customer service make it a standout in the insurance industry.
Pros:
- Wide Range of Options: Progressive.com partners with numerous insurance providers, offering a broad selection of quotes
- User-Friendly Interface: The website is designed to be easy to navigate, making the comparison process straightforward
- Instant Quotes: Provides quick access to multiple quotes, saving users time
- Educational Resources: Offers articles and guides to help users understand their insurance choices better
- Name Recognition: Progressive is a well-known, reputable brand in the insurance industry
Cons:
- Limited Direct Purchasing: While Progressive.com offers comparisons, it primarily features its own policies, which can limit direct purchasing options from other providers
- Potential Bias: As Progressive is also an insurance provider, the site may emphasize its own policies over competitors
Insurance Coverage Types: Auto, home, life, renters, health, motorcycle/boat/RV, and pet
Major Insurance Companies Quoted (not a complete list):
Allstate, Farmers, GEICO, Liberty Mutual, Nationwide, State Farm
QuoteWizard.com (owned by LendingTree)
QuoteWizard.com excels in connecting consumers with a wide network of insurance providers, offering a broad spectrum of options for auto, home, and health insurance. Its standout feature is the ability to quickly generate multiple quotes from different insurers, providing users with ample choices to compare and select the best policy. QuoteWizard.com’s extensive reach and efficient quote generation process are key strengths.
Pros:
- Wide range of insurance types
- Large insurer network
- Quick and easy quote process
- Educational resources and informative articles
- Customizable Quotes: Tailors quotes based on your specific needs
Cons:
- Contact Information Required (name, address, birth date and/or age, email, and phone)
- Potential marketing calls/emails
- Can be overwhelming with options
Insurance Coverage Types: Auto, home, health, renter, and motorcycle
Major Insurance Companies Quoted (not a complete list):
Farmers, The General, Liberty Mutual, Progressive, and State Farm
SelectQuote.com
SelectQuote.com is known for its personalized service and expert advice, particularly in the life insurance sector. The platform offers detailed comparisons and the guidance of licensed agents who help users navigate their options. SelectQuote.com’s emphasis on professional assistance and tailored recommendations makes it a trusted resource for consumers looking for life insurance.
Pros:
- Personalized service
- Detailed and comprehensive comparison tools
- User-friendly quote process
- Educational resources
Cons:
- Contact Information Required (name, address, birth date and/or age, email, and phone)
- Potential marketing calls/emails
- Focused more on life insurance
Insurance Coverage Types: Auto, home, life, and Medicare
Major Insurance Companies Quoted (not a complete list):
The Hartford, Liberty Mutual, Progressive, and Travelers
SmartFinancial.com
SmartFinancial.com is known for its smart technology and data-driven approach to insurance comparison. By leveraging advanced algorithms, it matches users with the most suitable insurance policies based on their unique needs and profiles. SmartFinancial.com’s emphasis on accuracy and relevance ensures that consumers receive personalized and precise insurance recommendations, enhancing their overall shopping experience.
Pros:
- Multiple insurance types
- Real-time, user-friendly quote process
- Educational resources
Cons:
- Contact Information Required (name, address, birth date and/or age, email, and phone)
- Potential marketing calls/emails
- Limited insurer partnerships
Insurance Coverage Types: Auto, home, life, health, renter, motorcycle, Medicare, and commercial
Major Insurance Companies Quoted (not a complete list – over 200 insurance companies included):
21st Century, Allstate, Liberty Mutual, Nationwide, and Progressive
https://www.smartfinancial.com
TheZebra.com
TheZebra.com is renowned for its real-time comparison insurance quotes from numerous providers, especially for auto and home insurance. What sets it apart is its fast and easy-to-use platform, which allows users to compare policies in minutes without providing personal information. TheZebra.com’s intuitive interface and commitment to transparency make it a favorite among consumers seeking quick and reliable insurance quotes.
Pros:
- Fast, easy to use quote process
- Educational resources
- Insurance calculators
Cons:
- Contact Information Required (name, address, birth date, email, and phone number)
- Potential marketing calls/emails
Insurance Coverage Types: Auto, home, life , and health insurance
Major Insurance Companies Quoted (not a complete list - over 100 insurance companies included):
Allstate, Farmers, GEICO, Liberty Mutual, Nationwide, Progressive, and State Farm
Conclusion
Remember: Each comparison website has its own strengths and weaknesses. Consider your specific insurance needs, desired level of guidance, and personal preferences when selecting the platforms that best suit you. By exploring these digital tools, you can take the guesswork out of insurance shopping, secure optimal coverage, and ultimately save time and money. Start using these tools today to save time and money on your auto insurance!